South Korea Payment Methods

Let South Korean customers pay with the wallets and cards they use every day. Dodo Payments supports the Korean wallets Kakao Pay, Naver Pay, and PAYCO, alongside Korean local cards and international cards, all billed in KRW (South Korean won). At checkout, each wallet redirects the customer to the wallet provider to approve the payment.

Why Korean Payment Methods Matter

Widely Used Wallets

Digital wallets such as Kakao Pay and Naver Pay made up 35% of South Korean e-commerce spending in 2025, second only to credit cards, according to the Worldpay Global Payments Report 2026.

Domestic Card Networks

Many Korean cards run on domestic networks. Supporting Korean local cards avoids declines on cards that international card networks can’t process.

Higher Conversion

Familiar local methods reduce checkout friction and abandonment for customers in South Korea.

Supported Methods

The table lists each method’s type, subscription support, and minimum amount.

Method	Type	Subscriptions	Min Amount
Kakao Pay	Wallet	Yes	~$1.00
Naver Pay	Wallet	Yes	~$1.00
PAYCO	Wallet	No	~$1.00
Korean Local Cards	Card	Yes	50 KRW
Credit & Debit Cards	Card (international)	Yes	50 KRW

The wallet minimum is approximate because the wallets appear only when the KRW total is worth at least $1.00 at the current exchange rate. Cards follow the KRW checkout minimum of 50 KRW.

Wallet availability depends on the transaction type. Kakao Pay and Naver Pay are offered on both one-time payments and subscriptions. PAYCO is offered on one-time payments only. All three require a KRW billing currency.

Configuration

API Method Types

Pass these values in allowed_payment_method_types:

Type	Description
`kakao_pay`	Kakao Pay wallet
`naver_pay`	Naver Pay wallet
`payco`	PAYCO wallet
`credit`	Credit cards, including Korean local cards
`debit`	Debit cards, including Korean local cards

Example: South Korea-Focused Checkout

This session offers the three Korean wallets and cards to a customer billed in KRW:

// `client` is an initialized DodoPayments client.
const session = await client.checkoutSessions.create({
  product_cart: [{ product_id: 'pdt_123', quantity: 1 }],
  allowed_payment_method_types: [
    'kakao_pay',
    'naver_pay',
    'payco',
    'credit',
    'debit'
  ],
  billing_currency: 'KRW',
  billing_address: {
    country: 'KR',
    zipcode: '06236'
  },
  return_url: 'https://example.com/success'
});

Requirements

The Korean wallets appear at checkout only when all of these are true:

The billing currency is KRW.
The KRW total is worth at least $1.00.
Adaptive Currency is enabled. Dodo Payments bills in KRW only when Adaptive Currency is enabled.

If Adaptive Currency is disabled, customers in South Korea aren’t billed in KRW, and the Korean wallets don’t appear.

KRW is a zero-decimal currency: the smallest unit is one won, with no minor units. Send and read KRW amounts as whole won, without multiplying or dividing by 100. For example, an amount of 15000 is ₩15,000.

Best Practices

Offer wallets prominently

Show the Korean wallets next to cards on checkouts for South Korea. Kakao Pay and Naver Pay are among the most widely used payment wallets in South Korea.

Include card fallbacks

Include credit and debit so customers without a wallet, and customers who pay with Korean local cards, can complete checkout.

Match currency to region

Korean payment methods require KRW, and Dodo Payments bills in KRW only when Adaptive Currency is enabled. Enable Adaptive Currency so Korean customers are quoted and billed in KRW.

Choose wallets by transaction type

Kakao Pay and Naver Pay work on one-time and subscription checkouts. PAYCO works on one-time checkouts only. Include all three, and checkout shows the wallets that fit each checkout.

Troubleshooting

Korean wallets not appearing at checkout

Check:

Is the billing currency KRW?
Is Adaptive Currency enabled?
Is the wallet (kakao_pay, naver_pay, or payco) included in allowed_payment_method_types?
Is the KRW total worth at least $1.00?

Solution: Verify that billing_currency is "KRW". To see every eligible method, remove allowed_payment_method_types temporarily.

Wallet missing for a subscription

Cause: PAYCO is offered for one-time payments only. For recurring billing, use Kakao Pay or Naver Pay.Solution: Include kakao_pay and naver_pay in allowed_payment_method_types for subscription checkouts.

Korean card declined on the international network

Cause: Some Korean cards run on domestic networks that international card networks can’t process.Solution: Keep credit and debit enabled so customers can pay with Korean local cards.

Payment Methods Overview

See all supported payment methods.

Credit & Debit Cards

Card networks, including Korean local cards.

Adaptive Currency

Bill customers in their local currency, including KRW.

Asia-Pacific

GCash (Philippines), Alipay HK and FPS (Hong Kong), and Touch ‘n Go (Malaysia).

Testing Process

Test data and checkout testing guidance.

Getting Started

Features

Integrate

Merchant of Record

Miscellaneous

Why Korean Payment Methods Matter

Widely Used Wallets

Domestic Card Networks

Higher Conversion

Supported Methods

Configuration

API Method Types

Example: South Korea-Focused Checkout

Requirements

Best Practices

Troubleshooting

Payment Methods Overview

Credit & Debit Cards

Adaptive Currency

Asia-Pacific

Testing Process

​Why Korean Payment Methods Matter

Widely Used Wallets

Domestic Card Networks

Higher Conversion

​Supported Methods

​Configuration

​API Method Types

​Example: South Korea-Focused Checkout

​Requirements

​Best Practices

​Troubleshooting

​Related Pages

Payment Methods Overview

Credit & Debit Cards

Adaptive Currency

Asia-Pacific

Testing Process

Why Korean Payment Methods Matter

Supported Methods

Configuration

API Method Types

Example: South Korea-Focused Checkout

Requirements

Best Practices

Troubleshooting

Related Pages