Find the detailed breakdown of the features which will be available in test mode vs live mode

Feature Comparison

FeatureTest ModeLive ModeIs Environment Dependent?
Create Products (One-Time/Subscription)YES
Generate Payment LinksYES
Simulate Payments (Card, Wallet, etc.)xYES
Process Real PaymentsxYES
Issue Refunds✓ (Simulated)✓ (Real)YES
Access Transaction History✓ (Simulated)✓ (Real)YES
Download Invoices✓ (Simulated)✓ (Real)YES
Link Bank AccountEnvironment Independent
Payouts to Bank AccountxYES
Simulate Failed TransactionsxYES
Analytics Section✓ (Simulated)✓ (Real)YES
View Detailed Reports✓ (Simulated)✓ (Real)YES
Customize Invoice TemplatesEnvironment Independent
API Keys generationYES
Real-time Fraud DetectionxYES
Access Live Customer SupportEnvironment Independent
Webhook CreationYES
Business Profile sectionEnvironment Independent
My Account sectionEnvironment Independent
Create multiple businessesEnvironment Independent
Payout ComplianceEnvironment Independent
Transaction EmailsxYES

Environment Dependency

Environment Dependent: All Environment Dependent features will have independent data in Test Mode and Live Mode. Any changes made in one environment will not affect the other. Eg. API Keys generated in Test Mode will be independent of API keys generated in Live Mode and vice versa

Environment Independent: All Environment Independent features will have the same data in both live mode and test mode. Eg. My Account section will have the same data in test mode and live mode. Changes made in one environment will affect the other environment

Live Mode will be available only post successful completion of Identity verification and Business Verification. You can accept real payments only in `live mode`.

API Hostnames for Test Mode and Live Mode are below:

Key Highlights

  1. All products created in test mode or live mode will only be available in the respective environment. There is an option of copy to live mode in the test mode environment. This will copy the product with all relevant details and create the same in live mode

  2. API keys and Webhooks created in test mode will only be limited to test mode environment and will not affect live mode deployment and vice versa

  3. All documents submitted for verification and Bank account details submitted will be the same in test mode and live mode. A change in this information in any environment will also change it in the other environment

Test Cards and UPI IDs

For detailed information about test cards, UPI IDs, and other testing methods, please refer to our comprehensive Testing Process guide.

This guide includes:

  • Test card numbers for different scenarios
  • Test UPI IDs for simulating payments
  • Instructions for testing various payment outcomes
  • Best practices for testing your integration

Test payment methods are only valid in test mode. Never use them for real payments.

Transaction in Test Mode - Tutorial

Please watch this video on how you can perform a transation in Test Mode.